We believe that wealth grows over time through globally-diversified portfolios that include a blend of stocks and bonds tailored to each client’s circumstance and risk profile, selecting tax-efficient and low-cost funds, and staying invested through market fluctuations knowing a strategic plan is in place.

We manage investments based on strategies tailored to each client’s needs. We rebalance portfolios when market conditions or personal needs change. As we manage portfolios, our clients keep their money at an independent third-party custodian such as Charles Schwab.

We work in close partnership with our clients. This means we meet at least twice per year to review your plans, provide an in-depth analysis of progress toward your goals, and discuss any changes in your life circumstances or needs. Additionally, we are available to meet throughout the year as job changes, large purchases, or other material events occur. Our clients know we’re here to provide guidance as life unfolds.

Yes, we are CFP® professionals. This means that we have met the rigorous education, experience, and ethics standards set by the CFP Board and passed the CFP® exam. We are certified to provide holistic financial planning covering investments, retirement, tax, insurance, and estate planning. It also means that we are legally bound to act as fiduciaries, putting our clients’ interests first. 

A fiduciary is a person or entity legally bound to act in the best financial interest of their clients at all times. This means we must provide unbiased advice, avoid conflict of interests, and act with a higher standard of care. Our relationship with our clients is built on transparency, fostering trust and confidence in our guidance. 

Yes. We are happy to work with your existing professional teams. Additionally, we have a network of talented CPAs, attorneys, and insurance experts for clients who would like referrals. Either way, our focus is making sure you receive comprehensive planning and advice from experts you can trust.

Yes, we are always happy to work with family members. In some cases, we work with clients’ children as clients in their own right. Other times our engagements are as simple as providing financial information, explaining concepts to help them prepare for their future. Wherever your children may be on their financial journey, we’re happy to support them.

We begin our client engagements with an in-depth Discovery session to learn more about you and review the 5 Facets of Financial Clarity. During this meeting, we’ll discuss your goals, concerns and aspirations. We’ll review your income, expenses, expected future events, and risk tolerance. Investing time to know you provides the foundation for us to build plans designed around what’s important to you. Let’s talk. Contact us to start the conversation. We’ll discuss your situation and together determine if we’re the right wealth management firm for you.